American Credit One connects you with our nationwide network of trusted dealerships and lenders to help you find the right financing for your next vehicle, regardless of your credit history.
Enter your zip code to get matched with the nearest participating dealership in your area.
Getting connected with a dealership that can help you is simple. Our process takes less than a minute and puts you on the road to owning the vehicle you want.
Tell us where you are and we will match you with the closest participating dealership in our network within seconds.
We connect you with a local dealer who specializes in helping customers at every credit level secure the right financing.
Work with your dedicated dealer to find the right vehicle and financing terms that fit your budget and your lifestyle.
Finalize your deal and drive off the lot in the vehicle you want, with monthly payments you can actually afford.
We created American Credit One to take the stress and uncertainty out of vehicle financing. Here is what sets us apart from the rest.
Whether your credit is excellent, fair, or needs some work, our dealer partners have financing solutions designed for every situation. We believe everyone deserves the chance to own a reliable vehicle.
Our network spans thousands of dealerships across all 50 states. No matter where you live, there is a participating dealer near you who is ready and equipped to help you get approved.
No hidden fees, no bait and switch, and no pressure tactics. You will know exactly what to expect before you ever step foot inside a dealership. Everything is straightforward from start to finish.
When you finance a vehicle through one of our dealer partners, you are borrowing money to purchase a car and repaying it over time with interest. Our dealers work with dozens of national and regional lenders to find the terms that match your financial profile and monthly budget.
Leasing can be a smart choice if you prefer lower monthly payments and enjoy driving a newer vehicle every few years. Many of our dealer partners offer leasing options right alongside traditional financing, giving you the flexibility to choose the path that best fits your life.
We understand that life happens. A lower credit score should not prevent you from getting the reliable transportation you need. Our dealer partners specialize in working with customers across the entire credit spectrum.
Access the most competitive rates and terms available through our network of premium lending partners.
Our dealers work with subprime lenders who specialize in helping you get approved while you rebuild your credit score.
Even with no credit history, a prior bankruptcy, or a previous repossession, our dealer partners have options available for you.
Our dealer partners work with every score on this spectrum.
We have built relationships with thousands of franchised and independent dealerships across all 50 states. Every dealer in our network is selected for their commitment to customer satisfaction and their ability to offer flexible financing solutions.
Whether you are looking for a brand new sedan, a certified pre-owned SUV, a work truck, or even a recreational vehicle, our network includes dealerships that carry them all. Each of our dealer partners has been vetted to ensure they offer a professional, pressure-free buying experience. You will never be passed off to a third party or redirected to a random website. When you enter your ZIP code, you are connected directly with a real dealership in your area.
Getting started takes less than 60 seconds. Enter your ZIP code, connect with your nearest dealer, and explore financing options that fit your budget. There is no obligation and no impact to your credit score just to see what is available.
Enter your ZIP code below to find your nearest participating dealer.
Here are the most common questions we receive from customers. If you need additional help, give us a call and our team will be happy to assist you.
Enter your ZIP code and we will connect you with a participating dealer in your area. It takes less than 60 seconds.
